Medi-Cal Frequently asked Questions
- My husband has been in a nursing facility for 6 months, and I have been paying privately. Is there a way that he could qualify for Medi-cal and help pay for the cost?
- Is it true that purchasing an annuity is the only thing I am able to do with my monies in order to qualify for Medi-cal?
- We have a farm that has been in our family for many generations. It is very important to me that I am able to pass it on to my children. Is it possible to keep the family farm and still qualify for Medi-cal?
- It is true that the state will take my home if I received Medi-Cal Benefits?
- Is it true that I have to cash out my retirement accounts and Life Insurance policies in order to qualify for Medi-Cal?
- If I put all my assets into my spouses name will I become eligible?
- It is true that I can only spend down my assets on nursing home bills or other medical bills?
Answer: Yes
Answer: No
Answer: Yes
It is true that the state will take my home if I received Medi-Cal Benefits?
Yes, this may happen. Losing the family home to Medi-Cal can be prevented with proper planning. Don't wait for this to happen.
Answer: No
If I put all my assets into my spouses name will I become eligible?
Answer: No, assets are counted regardless of which spouses’ name they are in.
It is true that I can only spend down my assets on nursing home bills or other medical bills?
Answer: No. There are many alternatives that can serve to maintain assets. That’s where the experts come in.